Both the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right insurance at the best available rates.
Liquor liability insurance can be tailored to suit your business needs. Standard coverage under this type of policy includes:
If you are the owner of a brewery, vineyard, or distillery, your exposure to risk can be wide ranging. Your brewery insurance, vineyard insurance, or distillery insurance package can be custom-tailored to suit your business needs, and may include any or all of the following types of coverage:
Your commercial property insurance can be designed to provide increased or expanded coverage, which may include:
Vineyard and winery owners face unique risks, including property exposure to extreme weather, wine spoilage and leakage, chemical drifts, and liability claims. If your business is a vineyard, you will need a standard business insurance package that includes:
A variety of optional coverages are also available to vineyard owners. These options include coverage for: