A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk.
A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims that could arise from business operations involving property damage, bodily injury, or personal and advertising injury.
A BOP can be custom-tailored to meet the unique needs of your business. Our experienced agency can work with you to add additional specialized coverage, such as data breach or business income for off-premises utility services, to your business owners policy.
Most businesses do need a BOP. Consider a business owners policy if:
A BOP typically includes the following coverage:
You can add additional coverage to your business owners policy to suit the needs of your company. Our knowledgeable agency can help ensure that your business has the coverage it needs. Popular optional coverage includes: