Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Support Your Local Businesses During This Trying Time

With the restrictions imposed on the community to halt the spread of COVID-19, it can be challenging to come up with ways to support your local businesses. Many of the small businesses we count on for services are shuttered, with only essential services available—and even they are having a hard time! We want our local business owners to survive the COVID-19 pandemic and have a...

How To Avoid Accidents While Driving At Night

Driving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours without sleep is equivalent to driving with a blood alcohol concentration (BAC) at the U.S....

A Note from First Insurance Funding: Premium Payment Concerns During COVID-19

" FIRST is committed to being responsive and accommodating to our partners and insureds. We know our insureds will face financial hardship during this unprecedented time. We want to partner with you to help your insureds avoid cancellation of their insurance coverage. • Our existing Cancellation Avoidance and Recovery Program is very successful – we have one of the lowest cancellation rates in the premium...

2020 Insurance Rates on the Rise

2020 Insurance Rates   Question: Why are my insurance rates going up even though I didn’t have a claim? Answer- A few main reasons we are seeing rates go up in Florida are due to the multiple hurricanes & disasters throughout the USA over the last several years. In fact, in 2017, the US faced OVER 306 BILLION dollars’ worth of destruction. That’s $306,000,000,000. That’s a...

Should I Invest In A Fixed Annuity?

Individuals who are semi-retired, about to retire, or already retired may choose fixed annuities to help stabilize their income from investments. Fixed annuities are insurance contacts. They offer the person who owns the annuity a set amount of income at regular intervals up to a specified point in time or a specified event, such as the annuity owner’s death. Investing in fixed annuities has both...